Recreational Insurance

 Does your adventurous lifestyle involve recreational vehicles? Make sure you have the right policy for your next trip.

Find the Best Coverage for Your Lifestyle

If your family enjoys the great outdoors, we’ll bet favorite activities include recreational vehicles. Maybe you spend summers waterskiing at the lake or you may enjoy exploring the backcountry on ATVs or snowmobiles. Or you might even consider an RV the perfect way to travel — experiencing new places but still getting to spend every night in your own bed.

Whatever your mode of recreational transportation, let’s make sure it’s protected with a plan that works best for you and your loved ones.

Browse Coverage options

Recreational Coverage

Browse our options for recreational coverage.

Just like your auto, collision, comprehensive and liability coverages are essential but there are additional coverages that are unique to your recreational vehicle. An agent can help with knowledgeable insights as you choose the coverage you need for these vehicles.


Coverage for any on or off road vehicle begins here. If you have a motorcycle, ATV or UTV, this is the place for you.


Coverage options for a boat, jet ski, or any other watercraft is found here. Let us keep these watercraft protected.

Recreational Vehicles

This includes coverage for motorhomes, travel trailers, 5th wheels, campers, etc.

Browse Coverage options

Unique Coverages for Recreational Vehicles

Browse our options for recreational coverage.

We understands your active lifestyle — and your desire to help protect the vehicles that go with it. An agent can help with knowledgeable insights as you choose the coverage you want for these vehicles.

Accessories and custom parts/equipment

Recreational policies are specifically designed to provide coverage for custom equipment and accessories that are used in the operation of your recreational watercraft, ATV or travel trailer.

Total loss coverage

Your RV or watercraft may qualify for replacement cost coverage in the event of a total loss. Be sure to speak with one our agents to discuss what is available for your new recreational product.

Personal effects

The cost of your personal property and sporting gear that goes along with your recreational vehicle can be significant in the case of a loss. We can get that covered as well.

Insurance Coverage

Protect your active lifestyle.

Get quality insurance at a reasonable price. People have trusted Bell-Scott Insurance Group because of exceptional service, fair claims processes and understanding of the unique insurance needs of Texans.

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Make a Payment

You can make a payment easily by having ready your payment method, policy number and client ID or account number.

Request a Policy Change

If you need to update your policy, make a change, review coverages, or any other service needs, please contact and we will be happy to assist you. 

Report a Claim

During business hours, please call our agency at 972-938-9676 as soon as possible. After business hours, click here to contact your insurance carrier.