Renters Insurance

Protect all of your belongings with renters insurance. Affordable packages help you recover in a disaster.

RENTERS Insurance

Protect Your Belongings

Even if you don’t own a home, your belongings are still valuable and worth protecting. Whether renting a home or an apartment a renters policy will give you the protection you need for your property.

You can still be held liable for damages and injury to others while renting. A low cost renters policy can help provide the coverage you need for the unexpected, but fortunately, Bell-Scott Insurance Group makes it easy to find the right policy.


Speak with a licensed insurance agent: (972) 938-9676

Monday - Friday, 9 a.m. - 5 p.m. CST.

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What does Renters Insurance Cover?

Looking for quality Renters Insurance? You’ve found it.

Renters insurance helps protect you and your belongings if the unexpected happens. A landlord’s insurance policy covers the building, but not your personal things. If you rent an apartment, condo, house, etc., you need renters insurance. Get a renters insurance quote today, and we’ll show you how easy and affordable it is to protect what you care about.



Should a fire start in your rental home, any damage to your belongings caused by the fire or the subsequent smoke will be claimable under renters insurance. 


Smoke Damage

The smoke does not necessarily even have to come from a fire in your apartment; the smoke can seep in from a fire in a neighboring apartment or house and you would still be covered.



A standard renter insurance policy will list ‘vandalism and malicious mischief’ (that’s a tongue twister!) as a ‘named peril,’ meaning it’ll be covered by your insurance company if it affects your stuff.



 Your renters insurance policy can help alleviate some serious anxiety when it comes to theft – it insures your phone on the train and your laptop at the coffee shop.



Suppose items you own are damaged by wind from a hurricane or tornado, for instance. You may find that renters insurance helps cover the cost of repairing or replacing those belongings.


Water Damage

Renters Insurance can purchase flood insurance to help cover the cost of replacing belongings if they are damaged by floodwater.

Insurance Coverage

Your property is important.

Get quality insurance at a reasonable price. People have trusted Bell-Scott Insurance Group because of exceptional service, fair claims processes and understanding of the unique insurance needs of Texans.

Quick Links

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Make a Payment

You can make a payment easily by having ready your payment method, policy number and client ID or account number.

Request a Policy Change

If you need to update your policy, make a change, review coverages, or any other service needs, please contact and we will be happy to assist you. 

Report a Claim

During business hours, please call our agency at 972-938-9676 as soon as possible. After business hours, click here to contact your insurance carrier.