Commercial Insurance

We know how important your business is to you. Protecting your business can be a weighty task, but let us share the load with you.

Protect Your Valuable Business Assets

We’re here to support you. Bell-Scott Insurance Group provides extraordinary care during extraordinary times, serving hundreds of small businesses across Texas. Bell-Scott Insurance offers a customized variety of commercial insurance carriers for companies both big and small.

With coverage ranging from workers’ compensation to commercial auto insurance, commercial property insurance, restaurants, retail business, and more, we can provide the business solutions you need to run smoothly.

Not sure what you need? Reach out to an agent and understand the type of protection that makes sense for your business. See what it can do for you.


Speak with a licensed insurance agent: (972) 938-9676

Monday - Friday, 9 a.m. - 5 p.m. CST.

commercial Coverage

Coverage For Your Business

Whatever your business needs are, we can help find the right coverage for your industry to help sustain your operation in the event of a loss. Business property, commercial auto, general liability, Business Owners Policy, etc.


Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles.

Lessor's Risk

If you own a building and use it for the purpose of leasing retail, warehousing, office or personal space to others, lessor’s risk insurance is an essential financial tool for protecting you against liability. It can help defend you if a lessee sustains bodily injury or property damage while on your property.


Commercial property insurance can help protect your commercial building and its contents if a loss occurs. A property policy can also be packaged with loss of income, data breach, inventory, etc. to help keep your business functioning during a loss.


Depending on your manufacturing specialty, you’ll need a suite of insurance products to meet your needs, including manufacturing liability insurance and property coverage to protect against the common risks in your industry.

Small Business

As a small business owner, you know how vital protecting your livelihood is. We offer customized insurance solutions to meet your business’ needs.


When you need a bond for that special job, we can provide that too.

Payroll and Benefit Management

Do you need a cost effective way to administer employee payroll and benefits so you can keep focused on growing your business? We have a PEO – Professional Employer Organization plan that can do just. We will be glad to discuss how a PEO can benefit your company.

Worker's Compensation

Worker’s Compensation insurance not only provides medical benefits for you employees it also provides legal protection for your business. Whether in Texas or any other state we can provide your business with work comp insurance.

commercial Coverage

Coverage For Your Employees

Not only can we provide you with workers compensation coverage, we can also help relieve the stress of payroll
and benefit management.

commercial Coverage

Liability Coverage

Even with the best practices and procedures the unexpected can still happen which you may be liable. Liability coverage is vital to protect your business and financial future from potential loss.

General Liability

General liability insurance, often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.

Excess Liability

Excess liability insurance provides additional coverage for one of your liability insurance policies, typically general liability insurance. … Commercial umbrella insurance provides additional coverage for several of your liability insurance policies. It kicks in when one of the underlying policies reaches its limit.

Professional Liability

If your business provides professional services such as accounting, consulting, counseling, etc. you should consider purchasing professional liability insurance also known as errors and omissions insurance. Even if you are not at fault legal representation to defend you can be costly.  

Pollution Liability

Pollution liability occurrences may be infrequent, but when they do happen, they are often large, expensive and complicated.  These conditions could include a discharge of pollutants brought to the work site, or release of pre-existing pollutants at the site, amongst many others, and they can be sudden or gradually occur over time.

Cyber Liability

Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. It’s not a question of if your organization will suffer a breach, but when.

Insurance Coverage

Secure your business.

Get quality insurance at a reasonable price. People have trusted Bell-Scott Insurance Group because of exceptional service, fair claims processes and understanding of the unique insurance needs of Texans.

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Make a Payment

You can make a payment easily by having ready your payment method, policy number and client ID or account number.

Request a Policy Change

If you need to update your policy, make a change, review coverages, or any other service needs, please contact and we will be happy to assist you. 

Report a Claim

During business hours, please call our agency at 972-938-9676 as soon as possible. After business hours, click here to contact your insurance carrier.